Canada is one of the most visited countries by Indian citizens. Every year, several people go to Canada for tourism, to visit their families or to settle there permanently. Regardless of your reason for visiting Canada, you should purchase travel insurance online as soon as you book your tickets.
You must be wondering why travel insurance Canada is important. Is it mandatory? What are the benefits of buying travel insurance and more? Through this article, you will get answers to all your questions.
Is Travel Insurance Mandatory for Canada from India?
No, travel insurance Canada is not mandatory for travelling to Canada from India. However, it is an essential requirement to safeguard yourself from financial, medical or any travel-related emergencies. Thus, it is advisable to buy travel insurance online before you plan your trip to Canada.
Benefits of Getting Travel Insurance for Canada
Medical Benefits
The primary benefit of purchasing travel insurance in Canada is that it offers comprehensive medical coverage for your entire trip. The coverage includes accidental and illness expenses, hospitalisation expenses, and medical evacuation cover.
Facing a medical emergency during your trip is not uncommon; however, if you face such an incident, travel insurance in Canada will take care of all your medical needs.
Lost Baggage Cover
Nobody wants to lose the personal belongings that they packed for their trip. However, incidents like lost and delayed check-in baggage often happen at international airports. In case you become a victim of such an unfortunate event, your travel insurance will cover your inconvenience. You receive compensation to purchase essential personal items, allowing you to proceed with your travel plans without significant delay.
Travel Assistance
Whether you are travelling to Canada for the first time or are a frequent visitor, unforeseen events can happen anytime. In case of an emergency, such as losing a passport, needing directions, or contacting local authorities, your travel insurance online will assist. The insurance experts will connect with you immediately and provide you required support during emergencies.
Trip Cancellation Cover
Another benefit of buying travel insurance online for Canada is that you get trip cancellation cover. If, due to any personal emergency, you are unable to travel to Canada, this cover will provide reimbursement or compensation for your bookings. It helps you avoid complete financial loss due to a sudden trip cancellation.
Personal Liability Cover
No one wants to hurt another person intentionally; however, if such an incident does happen, then the responsible party has to bear the cost. Similarly, suppose during your Canada trip you participate in any activity that results in accidental damage or injury to a third party or their property. In that case, you have to bear the liability. The right travel insurance for Canada provides personal liability cover against any such legal or financial liabilities.
Passport Loss Cover
Losing your travel documents, such as a passport or visa, can be stressful, especially if it happens during your journey. However, if you have travel insurance Canada in place, then you can face such situations without worries.
The insurance provides coverage for expenses incurred in obtaining a duplicate or new passport. Moreover, the insurance expert will provide guidance for each step.
Things to Consider When Buying Travel Insurance for Canada
- Coverage Types: You must check the type of coverage provided by insurers to ensure that it aligns with your travel needs.
- Coverage Limits: Every travel insurer provides different coverage limits on its plans. You must review the plans and select the one with a coverage limit that matches your budget and spending.
- Ease of Buying: Buying travel insurance online should be an easy procedure. Look for an insurer that has a straightforward buying procedure.
- Claim Settlement Process: Another thing to consider while buying travel insurance Canada is their claim settlement process. It should be a hassle-free process so that you can get your claim settled quickly during emergencies.
- Policy Exclusions: Every insurer has its own terms of policy exclusions. Before buying travel insurance online, ensure you understand their exclusion terms.
- Insurer Reviews: Always purchase travel insurance after reviewing customer feedback about the selected insurer. Buy policy only from trusted and reputable brands that have positive customer reviews about their services and products.
Summing Up
Canada is a beautiful country to explore, but no matter how safe and beautiful a country is, it is always wise to get insured before travelling. With TATA AIG, you can get travel insurance online for your Canada trip.
They are among the most reputable insurers that offer comprehensive coverage benefits, including bounced bookings cover, delayed flights and baggage cover, medical emergency cover, and trip cancellation cover.
