Finance

Introduction The National Pension System (NPS) has emerged as one of India’s most effective and flexible retirement planning tools. Designed to help individuals build a substantial corpus over decades, it combines disciplined investing, market-linked growth, and tax efficiency. However, investing in NPS is not enough — maximising your returns requires smart strategies around asset allocation, […]

Retirement isn’t something most of us like to think about early in our careers. But let’s face it—financial security after your working years is no longer a luxury; it’s a necessity. For India’s private-sector employees, self-employed professionals, and entrepreneurs, building a reliable retirement corpus has become more crucial than ever. The National Pension System (NPS)

As the number of cars on the road continues to rise, so does the potential for accidents. In such a scenario, having adequate insurance coverage becomes paramount to protect yourself and others. Even though the Motor Vehicle Act in India has mandated having third-party insurance, many car owners still neglect it. Third-party car insurance plays

Quick access to credit might be crucial when you need money for everything from travel to home improvements to medical bills to schooling. Conventional personal loan applications sometimes require days of waiting, lengthy documentation, and bank visits. Pre-approved personal loans are useful in this situation. These loans, which are provided by banks and NBFCs, are

A Loan Against Property (LAP) is one of the most reliable ways to unlock the financial potential of your real estate. It allows you to pledge your residential, commercial, or industrial property as collateral to get funds for personal or business needs. However, one crucial factor that determines whether your loan against property loan gets

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In recent years, an increasing number of organizations have been discussing Diversity, Equity, and Inclusion (DEI). While many companies have started launching DEI initiatives, a common concern is whether these efforts are actually making a meaningful difference in the workplace. It’s one thing to introduce a program or conduct a training session, but it’s another

You’ve made the smart choice to park your money in a fixed deposit, yet the account-opening process seems to loom large: forms to fill, papers to gather, queues to join—even though you just want a safe investment to get started. The good news: opening an FD account today is fast and straightforward. Banks offer both

Choosing between an NRE account and NRO account shouldn’t feel overwhelming when you understand the core differences. As an NRI, you need banking solutions that align with your income sources, repatriation needs, and long-term financial goals. Both account types serve distinct purposes under RBI guidelines, designed to help you manage your finances efficiently whether you’re

Canada is one of the most visited countries by Indian citizens. Every year, several people go to Canada for tourism, to visit their families or to settle there permanently. Regardless of your reason for visiting Canada, you should purchase travel insurance online as soon as you book your tickets. You must be wondering why travel

Critical illness insurance is often preferred by individuals at a higher risk of developing severe illnesses due to a critical illness due to occupational hazards or a family history of such conditions. While a critical illness insurance policy provides a lump sum payout with customisable features, you can also consider super top-up health insurance for

When you’re looking for short-term investment options that offer better returns than a savings account but without too much risk, the best liquid funds often stand out. They have become a go-to choice for investors who want to park surplus money for a few days or months. But before you put your money into one,

Tracking financial information and transactions has become easier for the government with the introduction of PAN (permanent account number). Apart from being a valuable photo-ID proof, your PAN Card is an essential document for carrying out high-value transactions. This critical document is needed for various purposes, including opening a bank account, booking an FD with

Applying for a personal loan can be a seamless process if you have all the necessary documents in place. Financial institutions require specific paperwork to assess your eligibility and process your application efficiently. Whether you are applying for a low-interest loan or exploring options to get personal loan online, having the right documents ready can

The National Pension System (NPS) is emerging as a vital investment vehicle for those considering early retirement. With its unique structure and benefits, NPS can significantly enhance your financial security in retirement. In this blog, we’ll explore why NPS should be a key investment plan for early retirement, emphasising its features, advantages, and strategies for