Finance

Introduction The National Pension System (NPS) has emerged as one of India’s most effective and flexible retirement planning tools. Designed to help individuals build a substantial corpus over decades, it combines disciplined investing, market-linked growth, and tax efficiency. However, investing in NPS is not enough — maximising your returns requires smart strategies around asset allocation, […]

Retirement isn’t something most of us like to think about early in our careers. But let’s face it—financial security after your working years is no longer a luxury; it’s a necessity. For India’s private-sector employees, self-employed professionals, and entrepreneurs, building a reliable retirement corpus has become more crucial than ever. The National Pension System (NPS)

As the number of cars on the road continues to rise, so does the potential for accidents. In such a scenario, having adequate insurance coverage becomes paramount to protect yourself and others. Even though the Motor Vehicle Act in India has mandated having third-party insurance, many car owners still neglect it. Third-party car insurance plays

Quick access to credit might be crucial when you need money for everything from travel to home improvements to medical bills to schooling. Conventional personal loan applications sometimes require days of waiting, lengthy documentation, and bank visits. Pre-approved personal loans are useful in this situation. These loans, which are provided by banks and NBFCs, are

A Loan Against Property (LAP) is one of the most reliable ways to unlock the financial potential of your real estate. It allows you to pledge your residential, commercial, or industrial property as collateral to get funds for personal or business needs. However, one crucial factor that determines whether your loan against property loan gets

When money runs out, every minute feels longer. It could be a hospital bill, school fee, or sudden travel. At such times, a quick loan on your phone looks like the simplest way out. You do not have to depend on relatives or run behind banks. Instead, you can check reliable apps that offer an

In recent years, an increasing number of organizations have been discussing Diversity, Equity, and Inclusion (DEI). While many companies have started launching DEI initiatives, a common concern is whether these efforts are actually making a meaningful difference in the workplace. It’s one thing to introduce a program or conduct a training session, but it’s another

You’ve made the smart choice to park your money in a fixed deposit, yet the account-opening process seems to loom large: forms to fill, papers to gather, queues to join—even though you just want a safe investment to get started. The good news: opening an FD account today is fast and straightforward. Banks offer both

Choosing between an NRE account and NRO account shouldn’t feel overwhelming when you understand the core differences. As an NRI, you need banking solutions that align with your income sources, repatriation needs, and long-term financial goals. Both account types serve distinct purposes under RBI guidelines, designed to help you manage your finances efficiently whether you’re

Canada is one of the most visited countries by Indian citizens. Every year, several people go to Canada for tourism, to visit their families or to settle there permanently. Regardless of your reason for visiting Canada, you should purchase travel insurance online as soon as you book your tickets. You must be wondering why travel